PAYCHECK PROTECTION LOAN DATA NOW AVAILABLE — FederalPay is now hosting the latest publicly released PPP loan company data from the SBA (Updated April 5, 2023)

PPP Loan Data — Bay Area Builders, Inc, San Juan Bautista, CA

SBA PPP loan data, payroll data, and salaries for Bay Area Builders, Inc

Bay Area Builders, Inc

Entity: Corporation

Industry: New Multifamily Housing Construction (except For-Sale Builders)

Location: San Juan Bautista, CA

Search All PPP Data

Bay Area Builders, Inc is a corporation located at 3360 De La Cruz Blvd in San Juan Bautista, California that received a Coronavirus-related PPP loan from the SBA of $3,752,284.00 in April, 2020.

$ PPP Loan Information
Loan #4154537110

Loan Size:


Jobs Retained:


Loan Approved:


Loan Status:

Paid in Full or Forgiven


Santa Cruz County Bank

Bay Area Builders, Inc in San Juan Bautista, CA received a Paycheck Protection Loan of $3.75M through Santa Cruz County Bank, which was approved in April, 2020.

This loan's status is reported by the SBA as "Paid in Full", which includes both loans repaid and those fully forgiven from repayment under PPP guidelines. The loan's status was last updated by the SBA in July, 2021.

Payroll Estimates Based On SBA PPP Loan Eligibility Formula

Understanding The SBA Formula For Determining PPP Loan Eligibility

The simplest way to describe the standard PPP calculation is that businesses are eligible to receive a maximum PPP loan of up to 2.5 x average 2019 monthly payroll costs. However, specific calculation methods vary based on entity type and have numerous qualifications.

Read More
Understanding Payroll Estimates Based On PPP Amount

Please note that payroll estimations are based on a simplified PPP eligibility formula and do not account for factors such as salaries over $100k and other PPP eligibility components.

Read More

Based on the standard PPP eligibility formula, it may be possible to estimate the payroll expenses represented by a company on their PPP application (see details above). In order to qualify for the PPP loan amount received, Bay Area Builders, Inc's 2019 payroll expenses are estimated to be at least $18.01M.

Based on their reported 187 jobs retained, this equals an estimated average yearly compensation of $96,315 per employee1

Reported PPP Proceed Usage:

On the PPP application, Bay Area Builders, Inc reported intending to use the proceeds of their PPP loan for the following expenses:

  • Payroll: $2,814,213
  • Utilities: $469,036
  • Rent: $469,036
Because the loan received by Bay Area Builders, Inc is at least $2M dollars, it is subject to a full review by the SBA to ensure eligibility and compliance with PPP program requirements.

Business Information - Bay Area Builders, Inc in San Juan Bautista, CA

Bay Area Builders, Inc
3360 De La Cruz Blvd
San Juan Bautista, CA 95045

Business Owner Demographics

Race: Unreported

Ethnicity: Unreported

Gender: Unreported

Veteran Status: Unreported

Business Demographics

Business Age:

LMI Zone: Y

HUBZone: N

Rural / Urban: Urban

San Benito County, CA — SBA Office 0942 — Congressional District: CA-18

Industry PPP Comparison Statistics

Nationwide, 12,919 businesses in the "New Multifamily Housing Construction (except For-Sale Builders)" industry received a total of $1.1B in PPP loans. This industry in total received less than 1% of the total PPP funding distributed.

PPP recipients in this industry report an average of 8 employees, 96% lower than Bay Area Builders, Inc's reported 187 employees, and received an average PPP loan of $84,851, 98% lower than this company's loan of $3.75M.

FederalPay's PPP Information Policy

Paycheck Protection Loan data has been made public by the Small Business Administration (SBA) for all private companies that received a PPP loan.

All information displayed on this page is publicly available information under PPP loan guidelines, in compliance with 5 U.S.C. § 552 (Freedom of Information Act) and 5 U.S.C. § 552a (the Privacy Act) and is published unmodified, as provided by the SBA. FederalPay does not modify the data and makes no claims regarding its accuracy.

Any corrections or modifications to this data can only be made via the SBA. For more information, please see the FederalPay PPP Data Policy.

Search FederalPay's Full PPP Loan Database

Footnotes & Information

1. Estimations for informational purposes only. Payroll and salary estimates assume the borrower used the standard PPP calculation of 2.5 x average 2019 monthly payroll costs to determine PPP loan eligibility. Calculation methods vary based on entity type. Please read the latest official SBA PPP calculation rules for a full explanation of PPP loan amount calculation methods.

2. If a company's reported number of employees divided by the maximum PPP range amount per the SBA is greater than $100,000, the estimated maximum PPP loan received by the company can be adjusted down to assume no more than $100,000 yearly salary per employee was used in the PPP application. While employees at the company may earn more, $100k / employee is the maximum amount that can be used in PPP eligibility calculations.

Have's open data tools been valuable? Consider donating!

** This Document Provided By - The Civil Employee's Resource **