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PPP Loan Data — Crossroads Trading Co., Inc., Berkeley, CA

SBA PPP loan data, payroll data, and salaries for Crossroads Trading Co., Inc.

Crossroads Trading Co., Inc.

Entity: Sole Proprietorship

Industry: All Other Miscellaneous Store Retailers (except Tobacco Stores)

Location: Berkeley, CA

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Crossroads Trading Co., Inc. is a sole proprietorship located at 1409 Fifth Street in Berkeley, California that received a Coronavirus-related PPP loan from the SBA of $3,091,400.00 in April, 2020.

The company has reported itself as a male owned business, and employed at least 313 people during the applicable loan loan period.

$ PPP Loan Information

Loan Size:


Jobs Retained:


Loan Approved:




Crossroads Trading Co., Inc. received a Paycheck Protection Loan of $3.09M through READYCAP LENDING, LLC, which was approved in April, 2020.

Based on standard PPP eligibility rules, Crossroads Trading Co., Inc.'s total 2019 payroll expenses were approximately $14.84M in order to qualify for the PPP loan amount received.

Based on their reported 313 jobs retained, this equals an estimated average yearly compensation of $47,408 per employee1.

Because the loan received by Crossroads Trading Co., Inc. is at least $2M dollars, it is subject to a full review by the SBA to ensure eligibility and compliance with PPP program requirements.

Business Information - Crossroads Trading Co., Inc. in Berkeley, CA

Crossroads Trading Co., Inc.
1409 Fifth Street
Berkeley, CA 94710

Business Industry

All Other Miscellaneous Store Retailers (except Tobacco Stores) (NAICS code 453998)

Business Owner Demographics

Race / Ethnicity: Unreported


Veteran Status: NON-VETERAN

Congressional District: CA-13

Similar Companies near Berkeley

In the Berkeley area, 21 businesses in the "All Other Miscellaneous Store Retailers (except Tobacco Stores)" industry received a PPP loan. These local businesses reported an average of 22 employees (compared to this company's 313) and received an average PPP loan of $258,536 (compared to this company's $3.09M).

Industry PPP Comparison Statistics

Nationwide, 67,030 businesses in the "All Other Miscellaneous Store Retailers (except Tobacco Stores)" industry received a total of $3,394,491,072.00 in PPP loans. These businesses account for 1% of total PPP applications submitted, and received 1% of the total PPP funding allocated.

PPP recipients in this industry report an average of 6 employees, 98% lower than Crossroads Trading Co., Inc.'s reported 313 employees, and received an average PPP loan of $50,641, 98% lower than this company's loan of $3.09M.

FederalPay's PPP Information Policy

Paycheck Protection Loan data has been made public by the Small Business Administration (SBA) for all private companies that received a PPP loan.

All information displayed on this page is publicly available information under PPP loan guidelines, in compliance with 5 U.S.C. § 552 (Freedom of Information Act) and 5 U.S.C. § 552a (the Privacy Act) and is published unmodified, as provided by the SBA.

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Footnotes & Information

1. Payroll and salary estimates assume the borrower used the standard PPP calculation of 2.5 x average 2019 monthly payroll costs to determine PPP loan eligibility. Calculation methods vary based on entity type. Please read the latest official SBA PPP calculation rules for a full explanation of PPP loan amount calculation methods.

2. If a company's reported number of employees divided by the maximum PPP range amount per the SBA is greater than $100,000, the estimated maximum PPP loan received by the company can be adjusted down to assume no more than $100,000 yearly salary per employee was used in the PPP application. While employees at the company may earn more, $100k / employee is the maximum amount that can be used in PPP eligibility calculations.

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** This Document Provided By - The Civil Employee's Resource **