FederalPay.org PPP Data Policy
Why Is Paycheck Protection Program (PPP) Loan Data Public?
Paycheck Protection Loan data has been made public by the Small Business Administration (SBA) for all private companies that received a PPP loan, due to a 2020 Federal court order.
Data on all loans received from the SBA has historically been subject to release under open-government laws, specifically 5 U.S.C. § 552 (the Freedom of Information Act).
In light of this policy, the PPP Borrower Application Form included a disclaimer describing that, under the Freedom of Information Act, information on borrowers including “names” and “amount of the loan” received would be “automatically released” upon a FOIA request .
While the SBA initially released partial data on recipients of PPP loans greater than $150,000, a Freedom of Information Act lawsuit brought by a number of national media organizations sought the full disclosure of data on all PPP recipients.
On November 5th 2020, United States District Judge James Boasberg ordered the Small Business Administration to release data including "names, addresses, and precise loan amounts of all PPP and EIDL borrowers".
Changes & Corrections To Public PPP Data
Publicly available PPP data is based on information submitted to the SBA by the lender.
The SBA will make corrections to the public PPP dataset in the event that a record is mistaken or incorrect. In limited cases, such as the existence of a valid protective court order, the SBA may redact addresses and location information.
Any modification requests must be sent directly to the Small Business Administration, not to FederalPay.
Learn more and contact the SBA: https://www.sba.gov/about-sba/open-government/foia
FederalPay’s Policy Regarding Display of PPP Data
All PPP information displayed on FederalPay is publicly available information under PPP loan guidelines and is published unmodified, as provided by the SBA. FederalPay does not modify the data and makes no claims regarding its accuracy.
We regularly update our dataset from the SBA, and any modifications or redactions to records made by the SBA will incorporated into FederalPay’s display of PPP data after they are reflected in the SBA’s latest data release.
Changes to data displayed on FederalPay can only be made by requesting a modification through the Small Business Administration, not to FederalPay.
State Laws:
California Consumer Privacy Act (CCPA)
The California Consumer Privacy Act (CCPA) does not apply to the PPP loan recipient data because that information is considered to be publicly available under California law. The CCPA’s definition of personal information contains an exception for publicly available information, which the law defines as “information that is lawfully made available from federal, state, or local government records” under CCPA Section 1798.140(o)(2).
The PPP loan recipient data is publicly available information released by the SBA in response to a FOIA request and court order requiring the release of the recipients’ names, addresses, and loan amounts received. The CCPA’s provisions therefore do not apply to PPP loan recipient data because it is publicly available information as defined by the law.
If you believe the federal government data displayed on FederalPay violates any state or other law, please contact the Small Business Administration. Changes to data displayed on FederalPay can only be made by requesting a modification through the Small Business Administration, not to FederalPay.
Please visit the official SBA website to learn more:
https://www.sba.gov/about-sba/open-government/foia