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PPP Loan Data — Marcy Esparza, Phoenix, AZ

ALERT: There are 2 PPP loans for a total of $45,880 in our database for businesses with the name "Marcy Esparza" in Phoenix, AZ. This this is typically due to the same business receiving both first and second-draw loans, but may also include similarly named but unrelated businesses, multiple branches of the same business, mistaken multiple applications, or potential fraud. Click each loan below to see full details.

SBA PPP loan data, payroll data, and salaries for Marcy Esparza
AZ

Marcy Esparza

Entity: Sole Proprietorship

Industry: Beauty Salons

Location: Phoenix, AZ

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Marcy Esparza is a sole proprietorship located in Phoenix, Arizona that received a Coronavirus-related PPP loan from the SBA of $20,833.00 in March, 2021.

The company has reported itself as an American indian or alaska native female owned business, and employed at least one person during the applicable loan loan period.

$ PPP Loan Information
Loan #1913308704

Loan Size:

$20,833

Jobs Retained:

1

Loan Approved:

2021-03-27

Loan Status:

Ongoing Loan

Lender:

CDC Small Business Finance Corporation

Marcy Esparza in Phoenix, AZ received a Paycheck Protection Loan of $20,833 through CDC Small Business Finance Corporation, which was approved in March, 2021.

This loan has been disbursed by the lender and has not yet been fully repaid or forgiven. The exact status of ongoing loans is not released by the SBA.


PPP Calculation Note: The total PPP loan an eligible business or individual can receive is based on 2.5 times their average monthly 2019 payroll expenses, capped at $100,000 annually per employee.

Reported PPP Proceed Usage:

On the PPP application, Marcy Esparza reported intending to use the proceeds of their PPP loan for the following expenses:

  • Payroll: $20,833

Business Information - Marcy Esparza in Phoenix, AZ

Marcy Esparza
Phoenix, AZ
* Full address is redacted to protect the privacy of individuals.

Business Industry:
Beauty Salons
NAICS code 812112

Business Owner Demographics

Race: American Indian or Alaska Native

Ethnicity: Hispanic or Latino

Gender: Female Owned

Veteran Status: Non-Veteran

Business Demographics

Business Age: Existing or more than 2 years old

LMI Zone: N

HUBZone: N

Rural / Urban: Urban

Maricopa County, AZ — SBA Office 0988 — Congressional District: AZ-06

Similar Companies near Phoenix

In the Phoenix area, 183 businesses in the "Beauty Salons" industry received a PPP loan. These local businesses reported an average of 2 employees (compared to this company's 1) and received an average PPP loan of $15,241 (compared to this company's $20,833).

Industry PPP Comparison Statistics

Nationwide, 489,088 businesses in the "Beauty Salons" industry received a total of $9.13B in PPP loans. These businesses account for 4% of total PPP applications submitted, and received 1% of the total PPP funding allocated.

PPP recipients in this industry report an average of 2 employees, 100% higher than Marcy Esparza's reported 1 employees, and received an average PPP loan of $18,663, 10% lower than this company's loan of $20,833.

SBA PPP loan data, payroll data, and salaries for Marcy Esparza
AZ

Marcy Esparza

Entity: Sole Proprietorship

Industry: Beauty Salons

Location: Phoenix, AZ

Search All PPP Data

Marcy Esparza is a sole proprietorship located in Phoenix, Arizona that received a Coronavirus-related PPP loan from the SBA of $25,047.00 in June, 2020.

The company has reported itself as an American indian or alaska native female owned business, and employed at least one person during the applicable loan loan period.

$ PPP Loan Information
Loan #9142807909

Loan Size:

$25,047

Jobs Retained:

1

Loan Approved:

2020-06-19

Loan Status:

Paid in Full or Forgiven

Lender:

CDC Small Business Finance Corporation
Likely Employment Reduction3

Marcy Esparza in Phoenix, AZ received a Paycheck Protection Loan of $25,047 through CDC Small Business Finance Corporation, which was approved in June, 2020.

This loan's status is reported by the SBA as "Paid in Full", which includes both loans repaid and those fully forgiven from repayment under PPP guidelines. The loan's status was last updated by the SBA in April, 2021.

The size of company's PPP loan indicates that the number of employees on payroll during the eligibility calculation period (typically 2019) was higher than the 1 jobs reported as retained on the PPP application3. This could be caused by a reduction in employment since 2019, due to Coronavirus or other factors.

The minimum number of employees this company must have had in 2019 to qualify for the loan range received is 1. This estimation is accurate if all employees were paid at or over the $100k PPP salary eligibility cap.


PPP Calculation Note: The total PPP loan an eligible business or individual can receive is based on 2.5 times their average monthly 2019 payroll expenses, capped at $100,000 annually per employee.

Reported PPP Proceed Usage:

On the PPP application, Marcy Esparza reported intending to use the proceeds of their PPP loan for the following expenses:

  • Payroll: $25,047

Business Information - Marcy Esparza in Phoenix, AZ

Marcy Esparza
Phoenix, AZ
* Full address is redacted to protect the privacy of individuals.

Business Industry:
Beauty Salons
NAICS code 812112

Business Owner Demographics

Race: American Indian or Alaska Native

Ethnicity: Hispanic or Latino

Gender: Female Owned

Veteran Status: Non-Veteran

Business Demographics

Business Age: Existing or more than 2 years old

LMI Zone: N

HUBZone: N

Rural / Urban: Urban

Maricopa County, AZ — SBA Office 0988 — Congressional District: AZ-06

Similar Companies near Phoenix

In the Phoenix area, 183 businesses in the "Beauty Salons" industry received a PPP loan. These local businesses reported an average of 2 employees (compared to this company's 1) and received an average PPP loan of $15,241 (compared to this company's $25,047).

Industry PPP Comparison Statistics

Nationwide, 489,088 businesses in the "Beauty Salons" industry received a total of $9.13B in PPP loans. These businesses account for 4% of total PPP applications submitted, and received 1% of the total PPP funding allocated.

PPP recipients in this industry report an average of 2 employees, 100% higher than Marcy Esparza's reported 1 employees, and received an average PPP loan of $18,663, 25% lower than this company's loan of $25,047.

FederalPay's PPP Information Policy

Paycheck Protection Loan data has been made public by the Small Business Administration (SBA) for all private companies that received a PPP loan.

All information displayed on this page is publicly available information under PPP loan guidelines, in compliance with 5 U.S.C. § 552 (Freedom of Information Act) and 5 U.S.C. § 552a (the Privacy Act) and is published unmodified, as provided by the SBA. FederalPay does not modify the data and makes no claims regarding its accuracy.

Any corrections or modifications to this data can only be made via the SBA. For more information, please see the FederalPay PPP Data Policy.

Search FederalPay's Full PPP Loan Database

Footnotes & Information

1. Estimations for informational purposes only. Payroll and salary estimates assume the borrower used the standard PPP calculation of 2.5 x average 2019 monthly payroll costs to determine PPP loan eligibility. Calculation methods vary based on entity type. Please read the latest official SBA PPP calculation rules for a full explanation of PPP loan amount calculation methods.

2. If a company's reported number of employees divided by the maximum PPP range amount per the SBA is greater than $100,000, the estimated maximum PPP loan received by the company can be adjusted down to assume no more than $100,000 yearly salary per employee was used in the PPP application. While employees at the company may earn more, $100k / employee is the maximum amount that can be used in PPP eligibility calculations.

3. Since the PPP eligibility will include a maximum of $100k in salary expenses for each employee in the qualifying period, the minimum number of employees required to be eligible for a given PPP loan amount can be calculated by the following equation: ((LOAN AMOUNT/2.5 months) * 12 months) / 100k max salary. If a company reports fewer employees than this amount on their PPP application, it is likely because they had more employees on payroll during the qualifying period.


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** This Document Provided By www.FederalPay.org - The Civil Employee's Resource **
Source: www.federalpay.org/paycheck-protection-program/marcy-esparza-phoenix-az